Health insurance guarantees that you can access quality medical care when you need it, without worrying about the high costs of treatments, hospitalizations, or medications. Here are the main coverages:
- Hospitalization coverage: Covers expenses related to hospitalization, including medical fees, surgeries, diagnostic tests, hospital stays, and follow-up treatments.
- Outpatient coverage: Allows you to receive medical care outside the hospital, such as consultations with specialists, lab tests, and treatments without hospital admission.
- Maternity coverage: If you plan to start a family, some health insurance policies include coverage for prenatal care, childbirth, and postpartum care.
- Prescription drugs: This coverage helps reduce the cost of essential medications prescribed by your doctor.
- Preventive care coverage: Many insurance policies include benefits for regular check-ups, vaccinations, and early disease detection, helping prevent severe health problems.